Mortgage protection & life cover

You should look into cover as soon as you start your property search.

• Start cover when you exchange contracts for a new home.
• Get protection if you have family or partners living with you.
• Review your plan if you increase your borrowing for renovations.
• Update your details when you get married or have children.
• Check your policy if you move to a new house.

There is no home visit, but you will chat with an advisor.

• Speak with a specialist by phone or video call.
• Share details about your mortgage balance and monthly bills.
• Answer questions about your medical history and job duties.
• Review a personalised quote based on your specific needs.
• Wait while the insurer checks facts with your GP if needed.
• Sign your documents digitally once you are happy with the plan.

This protection gives you and your family total peace of mind.

• Know that your home is safe if you get sick.
• Feel secure that your debts are covered for your children.
• Avoid the risk of losing your house if you cannot work.
• Relax knowing your biggest monthly bill is taken care of.
• Enjoy your home without worrying about worst case scenarios.

Your advisor helps you figure out exactly what your family needs.

• Ask how much monthly income your family would need.
• Find out which serious illnesses are covered by the plan.
• Check if the payout decreases as your mortgage gets smaller.
• See if the policy pays a lump sum or monthly payments.
• Confirm how long the waiting period is before claims start.